We’ve come up with some simple ways to do exactly that.
An easy way to transfer funds while you are traveling
It is never a good idea to carry too much cash with you. Regardless of where you are in the world, there is always a chance that you will be mugged, or your room will be broken into. So, it is not wise to keep all your cash and cards in one place.
If you keep one card on you and another in your room, you can always use a wire transfer to move some cash to the bank account of the card you still have in your possession. Learn what you need to know about international wire transfers by clicking the link.
Get yourself a pay as you go credit card
Another alternative is to have a pay as you go credit card on you. If that is stolen, only the cash you have loaded onto it at the time can be used by the thief. Losing $100 is much better than someone taking one of your regular credit cards and using it to rack up hundreds of dollars of debt.
But you will need to have a secure way of loading additional funds onto it. Hotel and café wi-fi connections are notoriously insecure. So, you would not want to do it that way. A good solution is to ask a friend or family member you know you can trust to load it with cash on your behalf, from your home country.
You also need to bear in mind that when you use this kind of service there are fees. So, if you do want to do this, it is wise to do your research.
Keep track of what you are spending
It is important to keep track of where your money is going and how much you have left in your account. That way, there is no chance that you will run out of money. Plus, you will be able to quickly spot any problems and sort them out. For example, money disappearing from your account because someone has stolen your identity. If that happens, the sooner you know about it the better, because you will need to notify your bank of the problem to get it resolved.
The obvious way to do this is to use an online banking app. That is OK, but you need to make sure that you do so over a secure connection. This article suggests a way you can do this. But, be sure to do some further research before following the suggestion made there. That way you will be making a fully informed decision.